John Lewis Pet Insurance Review 2018
Finding the right protection for your pet can be a daunting task. You need to have peace of mind knowing that should your pet need veterinary care not only are you covered financially but speedy help and assistance is there when you need it from your insurance provider.
John Lewis has a great reputation when it comes to quality and customer care, this is no different when it comes to pet insurance. John Lewis pet insurance is unique when it comes to the level of cover it offers, for example how there is no limit on how long a treatment can last unlike some insurance providers that limit ongoing illnesses.
We don’t need to tell you that vet fees can be extremely high but sometimes they can unexpected, even the fittest pet can have an accident or suffer an injury at some point in their lives.
So why is John Lewis pet insurance so good and better than the rest I hear you ask. Well, the key to pet insurance is first choosing the right level of cover and then understanding any limitation of the cover.
Surely, all pet insurance covers the same things?
Well no they don’t. Some insurance providers provide accident cover only and therefore vet fees for illness or ongoing conditions would not be covered. Some pet insurance providers limit the amount of time you can claim for the same illness or condition, so after 12 months you would have to fund any future vet fees for this condition. Mix these restrictions with multiple levels of cover and you cannot be blamed for being confused and not too sure what is covered and what is not. Pease of mind? No not really!!
John Lewis pet insurance simply offers 3 levels of cover to suit your pet’s requirements and your budget, however, all 3 levels come with Lifetime Cover.
So what do you mean lifetime cover?
Well this is where we start to get peace of mind. Lifetime cover means if you are insured and you have paid your premiums then not only can you claim for one-off accidents and injuries but also illness such as diabetes which needs treatment every year or for both! This really does give peace of mind so that if your pet needs ongoing treatment you will not be limited to one year or the amount you can claim capped for each treatment.
But that’s not all!
John Lewis offer a 24 hour vetfone advice line across all 3 cover levels, yes even their Essential cover to all its policy holders, a comforting service should you need any veterinary advice and guidance and knowing that somebody is there to talk to 24 hours a day.
Another reassuring and essential element is third party liability cover. This covers dogs only and provides up to £3 million cover for dog owners as you could be held responsible for expensive damages or legal cost caused by your dog causing an injury or accident.
John Lewis pet insurance have no upper age limit (although death from illness cover is not available for pets aged 9 years or above) and will accept your cat or dog from eight weeks old.
With the John Lewis Plus and Premier cover levels you pet is even covered abroad. You will need to make sure the country you are traveling to is a member of the PETS Travel Scheme – a full list of participating countries can be found here https://www.daera-ni.gov.uk/articles/eu-and-non-eu-listed-countries.
Not decided if John Lewis pet insurance is right for you?
How about a 10% off promotional discount voucher code. Simply visit the John Lewis website using the link below and take out your cover online and receive 10% off the total cost. You will need to be a new John Lewis pet insurance customer as this is not valid for existing customers renewing their policy. If you insure an additional pet with John Lewis you will receive a further 5% off.
Get you free no obligation quote now.
We have included a chart below that shows the three levels of cover and what is covered. To get further information simply click the chart below and you will be taken to the John Lewis pet insurance homepage.