Wedding insurance can help to put any worries out of your mind when you exchange vows with the person you love. Civil weddings are very popular and in 2010 they represented 68% of ceremonies for all couples in the UK who got married.
Couples choosing to step away from tradition do so knowing that a civil ceremony offers plenty of exciting and unusual venues such as amusement parks, lighthouses and even the Houses of Parliament in Westminster. However unusual your venue you should still be able to take out wedding insurance.. You might want to consider cover in the event that your venue cannot open at the last minute, perhaps because of damage, or may be one of you has suffered an injury and there’s no alternative but to cancel the wedding. Even with the best-laid wedding plans, things can and do go wrong.
You might think that wedding insurance may be too expensive, especially if your budget is limited, but you would be very mistaken. Premiums can start from less than £20, which covers cancellation costs of up to £2,500. Naturally, the higher the premium the higher level of coverage is included.
Wedding Insurance For Civil Ceremonies or Partnerships – What is covered?
With civil wedding insurance, all of the special details, which are at the heart of your wedding, are covered such as wedding rings, flowers, cake, and of the course the formal wedding attire. Should any of the suppliers that you have pre-booked for your reception fail to make an appearance for whatever reason, then that is covered too. Whatever size of reception you are planning on holding after your civil ceremony or civil partnership, insurance providers offer many different levels of cover, so there is bound to be one that is tailored to suit your needs. All insurance policies have different limitations and exclusions so make sure you know exactly what is and what isn’t covered before choosing your wedding insurance.